Attention homeowners in Wareham and Plymouth County: Get an Appraisal today!![]() The top seven reasons why MA homeowners order from John Donahue & Associates:
Own a home in or near Wareham, MA and need help deciding the price of it?
At John Donahue & Associates, we understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at John Donahue & Associates, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping customers just like you delete unwanted and unneeded PMI insurance. Challenging Plymouth county's assessment of your propertyLets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from John Donahue & Associates is your chief weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from John Donahue & Associates can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house. |